Frequently Asked Questions

MortgageUSA is an online mortgage lender. 

Tell us about you and your goals, your home and your finances, and we'll give you the best rates and programs by leveraging our wholesale lenders. 

MortgageUSA will guide you through the entire mortgage process, from getting approved to closing to managing your payments. 

MortgageUSA is a Direct Lender and Mortgage Broker that works with multiple lenders to ensure you are always getting the best deal. Our advanced technology makes the mortgage process simple and easy, while closing your loan very quickly. With MortgageUSA, you will always be getting expert advice and amazing customer service. 

As of right now, MortgageUSA is only available in the State of California, Colorado, Connecticut, Florida, Georgia, Michigan, Minnesota, North Carolina, Ohio, Oregon, Pennsylvania, Texas, and Virginia. Don't worry though, we are working on expanding to multiple other states soon. 

We typically only operate online but can schedule appointments to meet at our office.